Savvy Homebuyer

Mortgage Programs

Homebuyers admire house after home after buying with the conventional home loan.

What is the deal with Conventional Home Loans?

If you\’re considering buying a home, the term \”conventional loan\” might have caught your attention. But what exactly is it, and how does it work? First, we\’ll explore the eligibility requirements, and upfront costs including down payment and closing costs then we will explore interest rates, monthly mortgage payments, and the impact of mortgage insurance …

What is the deal with Conventional Home Loans? Read More »

how to buy a house in Panama city Florida, downtown, lights, beach

Ultimate Guide on How To Buy A Home in Panama City

Looking to buy a home in Panama City, Florida? Our comprehensive guide covers everything you need to know about the local real estate market, from finding the right neighborhood to navigating the buying process.

Buyer Power Approval™

Get connected to a Savvy Homebuyer Agent
Our Savvy Homebuying agents have passed a rigorous professional vetting process to support you in your home purchase. When you use a Savvy Homebuying Agent you won’t have to worry about a rigorous interview process. We have already verified their sales record and confirmed their reviews. They are truly verified local experts.
Are you currently approved for a mortgage?
Have you ever served in the United States military?
In what state are you looking to become a homeowner?
Minimum Numbers of Bedrooms
Minimum Numbers of Bathrooms
When are you hoping to move?

Buyer Power Approval™

Craft your custom homebuying plan!

Where are you at in the home buying process?
When do you plan to buy?
How will you use this home?
What type of home are you looking for?
Have you owned a home in the last 3 years?
Where are you looking to buy?
Do you already have a real estate agent?
Partner with an expert local Savvy Homebuyer® Real Estate Partner Agent and get a home loan with our Savvy Mortgage Partner. Would you like to be considered for this program?
Want to save additional money on your closing costs?
OPTIONAL
Great! Let’s add your agent's info to keep them up to date. We can update your agent up to date on key milestones like your appraisal status and closing to make the process run more smoothly. We won’t ever share private details like your bank statements or credit report.
Almost done... Your Buying Power Approval™ plan will include
A full overview of homebuyer grants & down payment assistance programs in your area. Credit improvement programs that may benefit you and a personalized homebuying plan.