Savvy Homebuyer


Being an educated homebuyer is critical.

Being educated about the home-buying process and your rights empowers you to make informed decisions and advocate for yourself. Proper homebuyer education ensures that you understand what to expect, and your rights throughout the home-buying process.

Savvy Homebuyer® is on a mission to educate and empower aspiring homebuyers.

Every Homebuyer Should Want to Learn

Picking the right homebuying team.

No one will have more impact on your homebuying experience than your real estate agent and mortgage lender. Learn what to look for and how to interview your homebuying team.

Save money when buying a home.

Frankly, not knowing may cost you money. Homebuyers who understand the basics of buying a home and getting a mortgage can use their knowledge to their advantage to help them save.

Protect your financial future.

Buying the right home at the right time can set you up for long-term financial success.Buying the wrong home at the wrong time can set you back years financially.

First-Time Home Buyer Education

All things considered, there are a lot of moving parts to a successful homebuying experience. These tips for first-time home buyers will help you save money and close the deal. Whether you are starting to save for your downpayment, starting to learn about different mortgage options, or trying to find a property that fits your needs

Preparing To Buy a Home

Saving A Down Payment

Buying a home will cost money. Even if you use a 0% down home loan like the VA Home Loan or USDA Loan, you will need some money on hand for inspection, closing costs, and moving in. The best thing you can do is start saving early by setting up an account at your bank where you will put your down payment fund.

Check out these savvy ways to save for your down payment.

Dedicated Down Payment Savings Account

If you are serious about buying a home then you need to put the money in a specific place that you will not see or touch.

Set up an automatic transaction from your checking into your homebuying account that happens when you are paid.

Use Your Tax Return Wisely

Most people have money taken from their paychecks to cover the taxes that they need. By adjusting your withholdings you can have MORE withheld than necessary. This becomes forced savings and results in a refund at the end of the year.

**consult a licensed CPA before making any changes to your tax withholdings**

Down Payment Assistance or 0% Down Home Loans

If the idea of saving 3-5% of a property’s value to purchase a home is too difficult to achieve.

Then educate yourself on your state’s downpayment assistance programs or consider using a 0% down mortgage option like the USDA Loan.

Preparing Your Credit Score

Showing good credit is crucial when purchasing a home as it demonstrates your financial ability to repay the mortgage. If you are preparing to purchase a home you want to be very mindful of your creditworthiness.

Before you attempt to repair any credit issues on your own set up a call with one of our Savvy Mortgage Partners. We often see homebuyers with the right intention waste time and money trying to repair their credit with little to no results. Complete your Buyer Power Approval and then our team will help you craft a plan for improving your credit.

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Buyer Power Approval™

Get connected to a Savvy Homebuyer Agent
Our Savvy Homebuying agents have passed a rigorous professional vetting process to support you in your home purchase. When you use a Savvy Homebuying Agent you won’t have to worry about a rigorous interview process. We have already verified their sales record and confirmed their reviews. They are truly verified local experts.
Are you currently approved for a mortgage?
Have you ever served in the United States military?
In what state are you looking to become a homeowner?
Minimum Numbers of Bedrooms
Minimum Numbers of Bathrooms
When are you hoping to move?

Buyer Power Approval™

Craft your custom homebuying plan!

Where are you at in the home buying process?
When do you plan to buy?
How will you use this home?
What type of home are you looking for?
Have you owned a home in the last 3 years?
Where are you looking to buy?
Do you already have a real estate agent?
Partner with an expert local Savvy Homebuyer® Real Estate Partner Agent and get a home loan with our Savvy Mortgage Partner. Would you like to be considered for this program?
Want to save additional money on your closing costs?
Great! Let’s add your agent's info to keep them up to date. We can update your agent up to date on key milestones like your appraisal status and closing to make the process run more smoothly. We won’t ever share private details like your bank statements or credit report.
Almost done... Your Buying Power Approval™ plan will include
A full overview of homebuyer grants & down payment assistance programs in your area. Credit improvement programs that may benefit you and a personalized homebuying plan.