Savvy Homebuyer

Problems To Look For When Buying a Home

Problems To Look For When Buying a Home

Homebuyer inspects their new property for red flags that could indicate an issue with the condition of the home.

As a first-time home buyer, it\’s important to to know what problems to look for when a buying a home. Overdue maintenance or lack of proper repairs can lead to big problems in a home. These problems can indicate underlying issues that may lead to costly repairs or impact your overall homeownership experience.

Hire A Certified Home Inspector and Get A Professional Report

It is important to know, that during a typical transaction the buyer will have the ability to hire a home inspector to look at the home. After the inspector has reviewed the condition of the home then they create a detailed report on their findings. All in all, the inspection report will explain the condition on most of the home\’s systems and outline any items of concern.

Here are some items to look out for on your inspection report when you\’re buying a home:

Structural Integrity

  • Cracks in walls or foundations. Cracks can be signs of structural problems and potential foundation issues.
  • Sagging or uneven floors. This may suggest underlying structural damage or foundation settlement.
  • Signs of water damage. Water stains or mold growth might signal leaks, poor drainage, or plumbing issues.

Structural integrity issues can create obstacles with mortgage loan options. It is important to consult your mortgage professional about any concerns about effects the condition will have on financing options.

Electrical and Wiring


On average, the cost of upgrading an electrical panel can range from $1,000 to $3,000 or more. While a complete rewiring of an older home can range from $3,000 to $10,000 or more, depending on factors such as the size of the home and the complexity of the electrical system.

  • Outdated electrical systems. Properties with outdated or insufficient electrical systems pose safety hazards and may require costly upgrades.
  • Overloaded circuits. Multiple extension cords or frequent tripping of circuit breakers could indicate an electrical system unable to handle the load.

Plumbing and Drainage

  • Low water pressure. Poor water pressure might be a sign of plumbing problems or old pipes in need of replacement.
  • Leaking pipes. Visible leaks or water stains can indicate plumbing issues. Leaks can lead to water damage or mold growth.
  • Slow drainage. Slow drains might point to clogged or damaged pipes, which may require professional intervention.

Roofing and Insulation


Unfortunately, if a bad roof goes unnoticed it could cost between $5,000–$12,000 for you to replace or repair depending on your area and the size of the roof.

  • Missing or damaged shingles. Damaged or missing shingles can lead to roof leaks and subsequent water damage.
  • Poor insulation. Insufficient insulation can result in higher energy bills and uncomfortable living conditions.

Pests and Infestations

  • Termite damage. The presence of termites or visible signs of termite damage can compromise the structural integrity of the property.
  • Rodent or insect infestations. Infestations can cause damage to the property and pose health risks to inhabitants.

Some mortgage loans such as the VA Home Loan will require termite remediation clearance prior to closing on the home. Repairs can include tenting, replacing, repainting, and resurfacing damage, but this can only happen after an infestation is handled.

Buying a home is a big investment, and if you do not know what problems to look for when buying a home it may cost you big. By paying attention to potential structural, electrical, plumbing, roofing, insulation, and pest-related issues, you can make an educated decision in buying the home.

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